The information hub for the modern credit professional

With TaleFin's financial data insights make faster better decisions. Find out more about how our credit reports and bank statement analysis can help improve you application process.

The information hub for the modern credit professional

With TaleFin's financial data insights make faster better decisions.
Find out how our credit and bank statement insights will improve your application process.

Reduce Risk

Unrivalled insights you can depend on.

Make better credit decisions with TaleFin's unique data sets, real-time updates and comprehensive reporting.

Partnering with TaleFin will give your business the competitive edge, increasing your application conversion rates, lowering your arrears and reducing complaints.

Who Are We

Innovating financial data insights

TaleFin is the information hub for the modern credit professional. With our focus on open communication and transparency, we give credit providers in depth reports to better understand their consumers and improve their credit application process.

We empower consumers to be part of the process. Educating them on their financial wellbeing and simplifying credit reporting.

Through our credit reporting and bank statement analysis, we help build stronger relationships between credit providers and consumers.

TaleFin, redefining credit worthiness.

Who Are We

Innovating financial data insights

TaleFin is the information hub for the modern credit professional. With our focus on open communication and transparency, we give credit providers in depth reports to better understand their consumers and improve their credit application process.

We empower consumers to be part of the process. Educating them on their financial wellbeing and simplifying credit reporting.

Through our credit reporting and bank statement analysis, we help build stronger relationships between credit providers and consumers.

TaleFin, redefining credit worthiness.

Future of Financial Insights

SmartScore Pro

Bid farewell to conventional scoring models and embrace the era of the SmartScore Pro. Tailored to provide unique insights, our industry leading scoring model is redefining the landscape of credit assessment in Australia.

Points of Difference

TaleFin vs. Traditional Scores

  • Multiple Sources of Data

    Traditional scores often hinge on limited datasets. SmartScore Pro transcends boundaries, amalgamating diverse data sources for a comprehensive view of consumer behaviour. More data means sharper accuracy.

  • Real-time Insights: Historical and Current Behaviours

    Escape the constraints of traditional credit scores. SmartScore Pro dynamically blends historical and real-time data, painting a vivid picture of a consumer's financial journey. An active approach empowering decisions rooted in current realities.

  • Predictive Modelling for Future Behaviours

    Step into the future with TaleFin. SmartScore Pro isn't confined to the past like traditional scores; it anticipates future financial behaviours. Stay ahead of the curve with proactive decision-making.

  • Inclusive Scoring for Consumers

    TaleFin is all about inclusivity. Even if a consumer is new to TaleFin or to credit, SmartScore Pro provides valuable insights, ensuring inclusivity in your credit assessment process.

  • No Penalties for Shopping Around

    We focus on fairness and transparency. We provide equality to all applicants by building our model around financially productive behaviours and financially destructive behaviours, to determine creditworthiness.

    Unlike traditional scoring methodology SmartScore Pro does not take multiple credit applications into consideration, to discriminate and calculate our scores.

  • Nuanced Variables

    Unlike traditional scoring methodology, SmartScore Pro will not use postcodes as a generic variable. Instead, we break down, in finer detail and look into specific factors to differentiate individuals and not discriminate large segments based on abroad variable.

Benefits

Credit Providers, Banks & Financial Institutions

  • Accurate Consumer Financial Behaviours

    TaleFin's SmartScore Pro offers a meticulous understanding of your consumers' financial behaviours. Harness the power of accuracy to make well-informed decisions.

  • Reduce Risks

    Easily identify vices and destructive behavioural factors before they impact repayments. Our score empowers you to proactively mitigate risks fortifying your institution.

  • Increase Application Approval Rates

    Say goodbye to unnecessary rejections. With real-time insights, SmartScore Pro enhances your ability to assess creditworthiness, leading to increased approval rates and a streamlined application process.

  • Predict Future Behaviours with Confidence

    The ability to predict future behaviours gives you a strategic advantage. Anticipate market trends, consumer preferences, and potential risks, guiding your institution towards sustainable growth.

  • Negate AFCA Complaints

    With an accurate representation of your consumers financial behaviours, you will be able to provide a fair credit assessment to potential customers.

    By removing enquires thus not penalising consumers for “shopping around” for the best rate, we help reduce AFCA complaints.

    Our methodology drastically reduces consumer complaints about unfair application assessment, as well as both time and money spent following up AFCA complaints

  • Nuanced Assessment

    SmartScore Pro uses finer detail to differentiate individuals from their neighbours. We don’t rely on generic postcodes to clump consumers together. 

SmartScore Pro

Discover the Advantage

Ready to elevate your credit assessment strategy?
Enquire about our SmartScore Pro.

Explore the future of credit scoring and unlock a new era of precision and foresight.

Get started with SmartScore Pro - Your pathway to smarter credit assessment.

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Consumers

Take control of your financial wellness

Be part of the process. TaleFin is empowering consumers to take control of their financial wellness. Focusing on comprehensive reporting and transparency, you now have more say in your credit worthiness. Take charge of how you are represented.

Learn More

Some of the companies that trust TaleFin:

Contact Us

Don't be shy, just say hi.

Fair credit reporting is all about open communication.
Let's chat about how we can help you, fill out the form below and we'll be in touch soon.

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Contact us

Ready to redefine credit worthiness?

Fair credit reporting is all about open communication.
If you’ve got a question, or want to talk about how we can help, get in touch.
Don't be shy, come say hi.

1300 284 193
info@talefin.com
www.talefin.com

Select Inquiry Type

For Consumer ( Individual )

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For a business

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